Post Date and Time Article Name
6/19/2004  15:65

Bill puts limitations on use of picture phones

Gov. Jennifer Granholm signed a law this week prohibiting the use of cell-phone cameras and other easily concealed recording devices to record images without consent in private places. The legislation makes it a felony punishable up to two years in jail and/or a $2,000 fine to use a camera phone or other equipment to observe or record a visual image of a person in a private place. Penalties for distributing or disseminating such images include up to five years in jail and/or $5,000 fine. The legislation was sponsored by state Rep. Fran Amos, R-Waterford Township, who said the legislation was drafted to protect individuals from the wrongful use of electronic devises.
7/12/04        00:18 Homeowners can't recover damages for Toxic Mold.
MICHIGAN COURT OF APPEALS

A recent Michigan Court of Appeals case has decided that a couple that was forced to move out of their home because of toxic mold could not recover damages under their homeowners policy.

The insurance company argued that the couple’s breach of contract action should have been dismissed because the policy specifically excludes coverage for mold damage.

The  Court of Appeals ruled for the insurance company stating:

“We agree with the defendant (Insurance Company) that [the policy] clearly excludes both losses caused by mold and losses consisting of mold damage,”  Therefore the court ruled that it will not somehow extend coverage to losses not otherwise covered.”

If you think mold is a problem in your house, check your insurance policy and read if over carefully. If it (the policy) specifically excludes mold, then you can expect your mold claim will be denied.